Finding out what you truly qualify for is the first concrete step in your home buying journey. To help you get started, I've listed some mortgage lenders that I recommend. Click their "APPLY HERE" link to start the pre-approval process. In addition to filling out the form(s), you will be asked to provide documentation. That usually includes:
2 years tax returns
2 months pay stubs
2 years w-9's and 1099's
2 months bank statements
If you have a special situation, more documentation may be needed
Note: The pre-approval process will require the lender to pull your credit. This will reduce your score by 2-3 points.
For The Pre-Approval Process
If you are gearing up to get a pre-approval, download this checklist and start getting your documents together. By gathering and submitting all your documents upfront, you will save yourself some stress and time.
Tip: Prevent the wave of credit and insurance offers.
OptOutPrescreen.com is the official Consumer Credit Reporting Industry website to accept and process requests from consumer to Opt-In or Opt-Out of firm offers of credit or insurance.
Pick a Mortgage Pro
Disclaimer: The professionals listed below are professionals Jackie has worked with in the past. You are NOT obligated to use any of the lenders listed below and you have full authority to research and choose your own lender outside of any recommendations made on this page or made by Jackie.
CMG Home Loans
Loan Officer Retail Lending
NMLS ID# 1976744 | Branch NMLS# 2091317
M: (512) 688-6173